Transaction monitoring and travel rule obligations for a crypto company in 2026
By 2026, every crypto company operating in the EU must comply with MiCA's transaction monitoring and travel rule obligations, while Panama offers a lighter regulatory path for non-EU focused firms. CRYPTO LICENSE GUIDE · 2026 Transaction monitoring and travel Crypto licensing across 15+ jurisdictions CONSULTING24.CO The 2026 MiCA Framework for Transaction Monitoring Under MiCA, crypto asset service providers (CASPs) in the EU must implement transaction monitoring systems that detect suspicious activity, including money laundering and terrorist financing. This applies to all transfers of cryptoassets, with a threshold of EUR 1,000 or more for travel rule data collection. CASPs must screen transactions against sanctions lists and report suspicious transactions to financial intelligence units. The capital requirements for CASPs are tiered by activity class: EUR 50,000 for certain services, EUR 125,000 for custody and exchange, and EUR 150,000 for more complex services. These tier...